I help families and professionals choose life, health and savings cover they actually understand, and I stay with you through paperwork and claims.
Write two or three sentences about yourself here: how long you have been advising, the kind of clients you work with, and why you do this work.
Keep it personal and specific. Clients choose an advisor they trust, so say how you work and what they can expect from you after the policy is issued.
Three Kotak Life savings plans that clients ask about most. GAIN and Fortune Maximiser are participating plans, so their bonuses are not guaranteed. Assured Savings Plan offers guaranteed benefits.
Limited pay, participating savings plan
A plan built around regular income for your family, with income benefits that can begin as early as the end of the first policy year.
Good fit if you want a steady income stream along with long-term cover.
Ask about GAIN Learn more →Limited pay, participating endowment plan
A customisable plan for building a corpus for a goal, with a choice of how you receive your bonus.
Good fit if you are saving for a goal such as education, a milestone or retirement.
UIN: 107N125V03
Ask about Fortune Maximiser Learn more →Non-participating, non-linked savings plan
A simple plan for people who want to know their maturity amount upfront, with life cover while you save.
Good fit if you prefer certainty over market or bonus-linked returns.
Ask about Assured Savings Learn more →Bonuses under participating plans depend on the company's performance and are not guaranteed. Guaranteed benefits are payable as per policy terms, provided all due premiums are paid. Please read the sales brochure and policy terms for benefits, charges and exclusions before buying.
Tap a topic to see who it suits. I will recommend specific plans after we talk about your goals.
Pure life cover for your family's income and loans.
Anyone with dependents, a home loan or a steady income to protect.
Starting young keeps the premium lower. Add your plan name and key features here.
Hospital costs handled without draining savings.
Individuals, families and parents who want cover beyond an employer policy.
Check waiting periods and room-rent limits. Add your plan details here.
Disciplined saving for goals with life cover attached.
People who prefer a fixed, planned route to a future goal.
Compare lock-in, payout dates and charges first. Add your plan details here.
A steady income after you stop working.
Salaried and self-employed people planning for the years after work.
The earlier you begin, the smaller the monthly amount. Add your plan details here.
Education and milestone funds, protected if life changes.
Parents planning for school, college or a child's big milestones.
Look for premium waiver options. Add your plan details here.
Plan features, returns and eligibility depend on the product and your profile. Please read the sales brochure and policy terms before buying.
A short call or meeting about your family, income and goals.
You see a few suitable options with costs and trade-offs in plain words.
No pressure. I help with forms and documents once you choose.
Renewals, changes and claims support whenever you need it.
Send a message or call and tell me what you are planning for. The first conversation is free.
